Some insurance companies offer discounts, from 5% to 10%, for drivers who have completed a defensive driving course from an authorized driving school. So if you, your spouse, or teenage driver has completed a driver’s educational course, ask your insurance company for a discount.

You may be entitled to a multi-vehicle discount if you buy more than one car insurance policy from the same company. A multi-policy discount may also be available if you buy two or more different insurance policies from the same company, such car, home, and life policies.

Ask your insurance company to see if you qualify for any of these discounts:

• Anti-theft systems discount. If your vehicle is equipped with a car alarm, an ignition-disabling device, or other anti-theft systems, then you may get a discount because these devices make your vehicle more difficult to steal.

• Air bag discount.

• Anti-lock braking system discount.

• Automatic seatbelt discount.

• Good student and out-of-town discounts. If your teenage driving son or daughter gets good grades, a 3.0 average or better, ask your insurance company for a discount. Also, if your child is attending college more than 100 miles from home, you may be able to save on the “young-driver premium” if they don’t have a vehicle covered at school.

• Mature driver discount. If you’re between 50 and 65 years old, you may be entitled to a mature driver discount. 

• Restricted mileage discount. If you drive less than 7,500 miles a year, you may get a restricted mileage discount.

• Carpool discounts. If you carpool, you may be entitled to a 5% to 10% discount.

• AARP membership and other age-related discounts.

• Profession-related discounts.

When most people shop for car insurance, they usually just look for an insurance company that offers them the lowest price. They fail to check whether that company is financially secure and pays their claims on time. When you file a claim, you want to get the right amount of money from your insurance company quickly, and with as little hassle as possible.

The last thing you need after suffering a loss (especially a major one) is a car insurance company that delays paying your claim, shorts you, or is difficult to deal with.

When selecting an car insurance company, make sure to check for their claim payment history as well as price. Also, you should choose a company that has strong financial strength. Organizations such as A.M. Best, Moody’s, Standard & Poor’s, Weiss, and Duff & Phelps rate the financial strength and claims-paying ability of insurance companies. A qualified car insurance company should receive better-than-average ratings from these organizations.

For your security and peace of mind, let us help you get choose an auto insurance specialist who can help you protect your valuable assets and dreams properly.

If you’re currently working with an car insurance agent and are happy with him or her, that’s great. But if you’re not, or if you’re dissatisfied with your auto insurance company, or if you feel like you’re paying too much for your car insurance premiums, contact us to explore how we can help you get the optimal auto insurance protection for your particular situation at a competitive price, and with a great agent and company.

Through a network of more than a thousand professional insurance agents across the United States and Canada, we can help you find an individual who will help you select the optimal car insurance protection and will look after your best interests for years to come. He or she will provide you with a free, No-Risk and No-Obligation Auto Insurance Analysis, which works as follows:

After speaking with you, either on the phone or in person, you’ll find out whether your present car insurance policy gives you the best protection at a competitive price. If it doesn’t meet both criteria, he or she will recommend one that will. Then you can decide whether to go with the new policy or to keep your current one.

Now, if you presently don’t have an car insurance policy, our car insurance specialist will help you select the best one for your particular situation. Click here to request your free Auto Insurance Analysis.

The sooner you do it, the quicker you’ll gain more peace of mind, allowing you to sleep better at night.

By the way, to listen to the above special report, turn up the volume on your speakers and then click on the play (first) button.

If you're not interested in getting a free Auto Insurance Analysis but only want to buy car insurance it at the lowest price, then click on the following link to get a free auto insurance quote: